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About AusPost Everyday Mastercard
Take control of your spending with a prepaid Mastercard that gives you security without linking to your bank account. The AusPost Everyday Mastercard is designed for safer online shopping, backed by free Purchase Protection and real-time fraud monitoring—so you can spend with confidence, everyday.
Getting started takes just four simple steps. First, set up your account online to begin managing your money. Download the Australia Post Everyday Card App to load funds, check your balance, lock or unlock your card, and track every transaction. Then top up whenever you need to—reload fee-free through your online account, the mobile app, or at any participating Post Office. Finally, use your card at millions of locations worldwide, including ATMs wherever Mastercard is accepted.
Your spending stays protected with multiple layers of security. Since the card isn't linked to your bank account, your primary finances remain separate and safe. You get 24/7 fraud monitoring, the ability to instantly lock or unlock your card through the app if needed, and Mastercard Zero Liability protection against unauthorised transactions. On top of that, every purchase you make is covered by up to 180 days of free worldwide Purchase Protection, safeguarding you against theft or accidental damage up to AUD $750.
Managing your budget has never been easier. View your balance and spending history anytime through your online account or the mobile app. Plan ahead, set spending limits, and stay on top of where your money goes. All reloads are completely fee-free, whether you top up online, in-app, or at a Post Office—so more of your money goes toward what matters to you.
As a cardholder, you also unlock exclusive Priceless experiences through Mastercard's rewards program, giving you access to money-can't-buy moments and special offers.
Whether you're shopping locally or internationally, managing a tight budget, or simply want an extra layer of financial security, the AusPost Everyday Mastercard delivers peace of mind with genuine control over your spending.
Pros & Cons
Pros
- Prepaid card keeps your primary bank account completely separate and secure
- Real-time fraud monitoring and instant card lock feature via the app
- All reloads are fee-free through multiple channels including Post Offices
- Purchase Protection covers theft or damage up to AUD $750 for 180 days
Cons
- Requires account setup and app download before you can use the card
- Purchase Protection limited to AUD $750—may not cover high-value purchases
- Card only works where Mastercard is accepted; not all retailers supported
- Spending limits and budget tools are only accessible through the app or online account
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